Why do you choose to rent? Maybe you just moved to a new city and want to get a sense of the neighborhood before making a purchase. You might like the convenience of having an apartment and letting a landlord handle anything that goes wrong. Perhaps it’s the most cost-effective way to live near the city center.
Whatever your reason for renting, you may need renters insurance coverage to help you protect your personal possessions and assets. Your Farmers agent can help you understand your insurance options so you can choose the coverage you want for your apartment or house rental.
A candle starts a fire
You’ve lit several candles – which unintentionally start a small fire in your apartment. This damages your couch, carpet and wood end table.
Sued by a Neighbor
A gusty day, strong winds push a potted plant off your balcony and onto someone passing below. He is seriously bruised, and decides to sue.
Guest is Injured
You’re hosting a cocktail party when a guest trips on frayed carpet in the hallway. His injury isn’t severe, but his arm requires medical attention.
When a washer hose bursts and floods your apartment, you must move out while your landlord makes extensive repairs from damage.
You can also customize your renter’s insurance policy to anticipate risks like these:
Your electronics are stolen
A thief steals all the electronics from your media center – the equipment is a few years old, though, and you want to replace everything with new.
Replacement cost coveragemay help cover the cost of replacing older items with their brand new equivalents – ask your agent about some limitations that may apply.
Your identity is stolen
Your identity was stolen and used to rack up thousands of dollars in credit card charges. Your credit is destroyed, and you are trying to get everything back to normal.
Identity Shield may help in efforts to recover your identity, assist in notifying credit bureaus, replace important documents and help with compensation for your time and other related expenses.
We offer the following products: Auto Insurance, Home Insurance, Homeowners Insurance, Business Insurance, Motorcyle Insurance, Recreational Insurance, Renters Insurance, Umbrella Insurance, Term Life Insurance, and Whole Life Insurance.