Renters Insurance.

Why do you choose to rent? Maybe you just moved to a new city and want to get a sense of the neighborhood before making a purchase. You might like the convenience of having an apartment and letting a landlord handle anything that goes wrong. Perhaps it’s the most cost-effective way to live near the city center.

Whatever your reason for renting, you may need renters insurance coverage to help you protect your personal possessions and assets. Your Farmers agent can help you understand your insurance options so you can choose the coverage you want for your apartment or house rental.

You can also customize your renter’s insurance policy to anticipate risks like these:

Your electronics are stolen

Risk:

A thief steals all the electronics from your media center – the equipment is a few years old, though, and you want to replace everything with new.

Coverage:

Replacement cost coverage may help cover the cost of replacing older items with their brand new equivalents – ask your agent about some limitations that may apply.

Your identity is stolen

Risk:

Your identity was stolen and used to rack up thousands of dollars in credit card charges. Your credit is destroyed, and you are trying to get everything back to normal.

Coverage:

Identity Shield may help in efforts to recover your identity, assist in notifying credit bureaus, replace important documents and help with compensation for your time and other related expenses.