McConnell Agency Business Insurance
Whether you’re shopping for commercial insurance, ready to purchase a policy or reviewing your current coverage, we’re here to help you:
Research business insurance options by coverage type and industry type.
Understand the value Farmers agents and claims representatives add to your experience.
Get answers to insurance questions that are often asked by small business owners like you.
Our goal here is simple: To equip you with information so you can choose the commercial insurance coverage you want for your business.
Types of business insurance
McConnell Agency has learned business owners want customizable policies – and these are the major components in your robust menu of business insurance options.
Commercial Property Insurance
The place you do business says a lot about your success. Maybe your wholesale company acquired a second warehouse. Perhaps your ad agency just moved to a stylish new office space. Or you might have added extra stations at your beauty salon.
Whatever purpose your commercial property serves, you need to protect it from the unexpected. As a small business owner, too, McConnell Agency understands your challenges — and can help you understand your coverage options so you can select the coverage you want.
Business General Liability Insurance
It’s a simple reality that anyone who comes into contact with you or your employees while you’re conducting business can file a claim or lawsuit against you for any number of reasons — from physical injuries to wrongful termination.
Commercial Crime Insurance Coverage
The more successful your company, the more it may attract the attention of dishonest people — whether employees, associates or outsiders. We are small business owners, too, and understand the challenges of protecting your company from people with negative intent. They can show you insurance coverage options to help address a variety of risks like these — low-tech and high-tech
Commercial Car Insurance
Your business is thriving. You might be a contractor splurging on a top-of-the-line pickup. Perhaps your flower shop achieved its goal of an all-electric fleet of delivery vans. Maybe social media raves for your fusion tacos created enough demand for a second food truck.
However you use vehicles in your business, one thing is clear: You need commercial auto insurance. And McConnell Agency can help with coverage options that reduce risk and improve operations.
Workers’ Compensation Insurance
You choose employees for the value they add to your business — whether a key member of your management team, a skilled technician or your executive assistant. If anyone suffers an on-the-job injury, you want to try to take care of them and minimize lost productivity.
In a best-case scenario, you’re able to manage an injury so employees can get back to work as quickly as possible. And Farmers® has highly specialized workers’ compensation services that can help.
Business Umbrella Insurance
You’ve worked hard for the success of your business — and a single unfortunate event could put its assets at risk if the cost of a covered claim exceeds the limits of your business liability insurance.
That’s where business umbrella insurance can help. It’s an additional layer of liability insurance that begins at the limit of an underlying liability policy. Purchased in $1 million increments, it can provide up to $10 million of coverage for qualifying businesses with covered claims — and it allows you to help protect your business from risks like large jury awards.
Life Insurance for Small Business
Life insurance can do more than help your business recover from the death of a key employee. It can also play a critical role in your compensation plan — helping you recruit, retain and reward your employees.
As small business owners themselves, We understand that you have needs. They can introduce you to a variety of life insurance options as you make a decision about the coverage you want.
Loss Control Insurance Services
A safer workplace can give you more control over expenses that may impact your company’s ability to compete in the marketplace. Loss control helps you understand potential areas of loss or hazard — and establish best practices to help avoid them in the future.
Help improve safety and profitability by:
Identifying hazards in the workplace
Recommending appropriate safety and loss prevention controls
Providing safety training materials for your employees
Establishing best practices for maintaining a safe work environment