Motorcycle Insurance.

How do you enjoy your motorcycle? You might be a weekend warrior who cruises up the coast on sunny afternoons. Maybe you use your bike to navigate a traffic-clogged commute. Or you may take it on long journeys — experiencing the open road and an ever-changing landscape.

However and wherever you ride, you know a motorcycle has unique risks. McConnell Agency understands — and can show you customizable coverage options that help with risks like these:

You can customize your insurance policy to anticipate risks like these:

You Put Your Bike Down

Risk:

You misjudge a turn on at a rural intersection and put the bike down. You escape with a few cuts and bruises, but repairs will cost more than your motorcycle is worth.

Coverage:

Elite and Plus packages can help if your bike is a total loss. Elite coverage provides current market value for a motorcycle that’s less than five years old — Plus coverage lasts until a bike is two years old.

You Lose Personal Property

Risk:

At a stop on a cross-country trip, you notice your saddlebag’s straps have come undone. Your phone, first-aid kit and heavy-duty rain poncho are gone — probably lying somewhere on the side of a highway.

Coverage:

Elite coverage can help with the cost of replacing personal property when it’s lost, stolen or damaged in an accident.

Choose from three Motorcycle Choice packages

Every motorcycle policy can include three types of coverage:

Liability coverage can help if you’re legally responsible for an accident that causes damage or injuries.

Collision coverage can help with the costs of repairing damage to your motorcycle if you hit another vehicle or fixed object.

Other than collision coverage can help with a loss caused by something other than an accident — for instance theft, vandalism, hail or collisions with animals.

You can also customize your policy with coverage like

• Optional equipment coverage up to $15,000
• Transport trailer coverage up to $7,500
• Increased liability limits
• Medical payments
• Uninsured motorist coverage

*Not all products, coverages and discounts are available in all areas.